2007 Retiree
Health Insurance Options
If You Are Eligible For Medicare Benefits

Medicare provides the foundation for your retiree health care options. Medicare supplement health insurance programs offer benefits and services beyond those covered by Medicare

As an official retiree, you have a choice of Medicare supplement health insurance programs. Any eligible family member must elect the same health care program.

When you become eligible for Medicare, you must sign up for Medicare Part A and B and pay for Medicare Part B. The National Academies offer retiree health insurance coverage that provides benefits after Medicare pays its portion.

Kaiser Permanente, HMO health insurance option supplemental to Medicare. As a health maintenance organization, Kaiser offers integrated medical, prescription drug, vision and dental benefits through Kaiser providers and facilities. You must live in the HMO service area, to elect this option. You must go to a Kaiser doctor, hospital or health care provider.

Kaiser Permanente Medicare-Eligible Insurance Certificate

KAISER Monthly Health Insurance Premiums
	Medicare Eligible 2007 Retiree Monthly Premiums
	100% Cost Share	25% Cost Share
Individual Coverage	$235.54	$ 58.89
Family Health Insurance Coverage (2 person)	$510.52	$127.63

AARP Health Care Options, 10 plans for retirees supplemental to Medicare. Plan J is the most comprehensive coverage offered and is the only AARP plan subsidized by the National Academies. Prescription drugs are covered through the AARP Medicare Rx Option. Includes annual AARP membership dues of $12.50 per household. You may go to any doctor, hospital, or other health care provider who accepts Medicare. Spouses or domestic partners are enrolled in individual health insurance coverage as a family member of an official retiree.

AARP Medicare-Eligible Insurance Certificate

AARP Monthly Health Insurance Premiums
	2007 Retiree Monthly Premiums
Individual Coverage	Varied -- depends on age at enrollment and state of residence. Contact AARP Health Care Options directly at (800) 392-7537.

Spouse or Dependents Who Are NOT Medicare Eligible
The information in this section applies to you and your dependents if you are 65 years of age or older and are eligible for Medicare. If any one member of your covered family is NOT eligible for Medicare, please see Health Insurance Options If Medicare Eligibility is Split.

Surviving Spouse Benefits
If you and your spouse or domestic partner are enrolled in retiree health insurance at the time of your death, your spouse or domestic partner may elect to continue medical benefits as a surviving spouse. See 2007 Surviving Spouse Health Benefit Programs.