2007 SERVICE Retiree - If You Retired After 1978

If You Retired After 1978

Benefits offered to official retirees are based on their date of retirement, length of service with the National Academies and eligibility for Medicare. Your spouse, domestic partner and dependents at your date of retirement are eligible for health insurance coverage if they have been continuously enrolled since your date of retirement. Life Insurance Retiree Assistance and Referral Services Medical Benefits Surviving Spouse Benefits

Life Insurance	All official retirees who completed at least 5 years of service prior to their date of retirement are eligible for Retiree Life Insurance. For 2007, this benefit is a $10,000 group term life insurance benefit, insured through MetLife. Please make sure that you keep your Beneficiary Designation updated. MetLife Life Insurance Certificate Beneficiary Designation Form Change Your Address, Name or Marital Status (coming soon) How To Apply For Life Insurance Benefits (coming soon) Contact MetLife Customer Service: (800) 638-6420 Website: www.metlife.com
Retiree Assistance & Referral Services	The National Academies provide retiree assistance and referral services, which offer help to retirees and family members regarding relationships, stresses, alcohol & drug dependency and emotional concerns as well as dependent and elder care referrals through INOVA Assistance. This benefit provides completely confidential assistance with 24-hour telephone access to professional counselors. Contact INOVA Customer Service: (800) 346-0110 Website: www.inova.com
Medical Benefits	The National Academies provide a choice of health insurance options for official retirees. Your spouse, domestic partner or dependents at the date of your retirement are also eligible for health insurance benefits and enrolled in the same health insurance option as the retiree unless they have differing Medicare eligibility. If you waive this benefit, your spouse domestic partner or dependent will also be considered as waiving this benefit. If this benefit is waived by you, your spouse, domestic partner or dependent at any time, the benefit cannot be reinstated. Flexible Spending Account Benefit For Out-of-Pocked Medical Expenses Health Insurance Options If You Are Eligible For Medicare Benefits Health Insurance Options If You Are Not Eligible For Medicare Benefits Health Insurance Options If Medicare Eligibility is Split Health Insurance Options If You Are Transitioning To Retirement Using COBRA Transition to Medicare Coverage and a Medicare Supplement Health Insurance Program
Surviving Spouse Benefits	If you and your spouse or domestic partner are enrolled in retiree health insurance at the time of your death, your spouse or domestic partner may elect to continue medical benefits.