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2007 Retiree
Health Insurance Options
If You Are Transitioning To Retirement Using COBRA
As an official retiree who has not attained age 60 and not eligible for Medicare, you have a choice of health insurance coverage using COBRA for up to 18 months. If you are eligible for a portion of the insurance premium to be paid by the National Academies, this cost sharing arrangement is not available until you attain age 60. Any eligible family member must elect the same health care option.
When you attain age 60 you will officially transition on the first day of the next month from COBRA health insurance to retiree health insurance.
Kaiser Permanente, HMO health insurance option. As a health maintenance organization (HMO), Kaiser offers integrated medical, prescription drug, vision and dental benefits through Kaiser providers and facilities. You must live in the HMO service area, to elect this option. You must live in the HMO service area, to elect this option.
Kaiser Permanente Non-Medicare-Eligible Insurance Certificate (Coming Soon)
KAISER Monthly Health Insurance Premiums
KAISER Monthly Health Insurance Premiums
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2007 COBRA Monthly Premiums
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Individual
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$280.48
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Individual + One
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$560.97
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Family
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$813.40
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AETNA Open Choice, PPO health insurance option. This option offers medical, prescription drug and vision benefits insured through AETNA. As a preferred provider plan (PPO) you choose between:
- a PPO in-network component with a co-payment and deductible or
- an Indemnity out-of-network component with coinsurance and a deductible.
AETNA Open Choice Insurance Certificate (Coming Soon)
AETNA Claim Form
AETNA Monthly Health Insurance Premiums
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2007 COBRA Monthly Premiums
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Individual
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$ 556.90
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Individual + One
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$1,094.04
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Family
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$1,605.29
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Spouse or Dependents Who Are Medicare Eligible
The information in this section applies to you and your dependents if you are all under 65 years of age and not eligible for Medicare. If any one member of your covered family is eligible for Medicare, please see Health Insurance Options If Medicare Eligibility is Split.
Surviving Spouse Benefits
If you and your spouse or domestic partner are enrolled in retiree health insurance at the time of your death, your spouse or domestic partner may elect to continue medical benefits as a surviving spouse. See 2006Surviving Spouse Health & Welfare Benefit Programs. 
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